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Japan pension lump-sum claims and tax refunds made easy with MIGIGO!

Short on time or worried about mistakes? MIGIGO finds the information needed in your documents and prepares your claim and submission documents.

  • Prepare your claim from your documents
  • Check entered information and attachments
  • Prepare tax-refund request documents for MIGIGO's recommended tax accountant

After you review and correct the information found in your documents by Ratio Engine™, MIGIGO's proprietary recognition algorithm, MIGIGO prepares your submission PDF.

Estimate calculator

Check your estimated Pension Lump-sum Withdrawal Payment

Enter the average standard remuneration, the exact number of months covered by Employees' Pension Insurance, and the final month of coverage to estimate the Lump-sum Withdrawal Payment.

MIGIGO's estimated amount may differ from the actual refund amount determined by the Japan Pension Service.

Estimate your Pension Lump-sum Withdrawal Payment
This is a MIGIGO estimate, not a value confirmed by the Japan Pension Service, and is not a confirmed refund amount.

The values entered are used only on this browser screen and are not stored or transmitted.

Documents to prepare

Documents for a Japanese Pension Lump-sum Withdrawal Payment application

Copy of passport

Pages showing identity, signature, and residence status

Detailed guidance

Prepare pages that clearly show your name, date of birth, nationality, signature, and residence status.

Proof that you no longer have an address in Japan

If required, a copy of your deleted resident record or the passport page showing your departure date

Detailed guidance

If you submitted a moving-out notification to your municipality before departure, this document is generally not required. However, if you were enrolled in a pension system before July 2012, or if the Japan Pension Service cannot verify information from the deleted resident record because it cannot identify your name in Roman letters, upload either a copy of the deleted resident record (住民票の除票の写し) or the passport page showing your departure date.

Bank-issued certificate

A document showing the bank name, account number, and that the account is yours

Detailed guidance

Prepare an English account confirmation or balance certificate issued by your bank. The bank documents you prepare must show the bank name, branch name, branch address, account number (or IBAN), and your own name. This information may appear across multiple documents.

Basic Pension Number Notice or similar document

A document showing your name and 10-digit Basic Pension Number together

Detailed guidance

Prepare one of the following documents showing your name and 10-digit Basic Pension Number together: · Basic Pension Number Notification, · Pension Handbook showing your name and 10-digit Basic Pension Number, · National Pension contribution payment slip or receipt, · Pension certificate, · Notice of revision of pension amount issued by the Japan Pension Service, or · Pension remittance notice. ※ Your My Number, residence card, or payslip cannot be used instead.

Public-pension coverage history

Employees' Pension members should prepare coverage history for each former employer.

Detailed guidance

Enter your public-pension coverage history on the application as fully and accurately as possible. · Employer name · Employer address · Employment period · Type of pension system If you were enrolled in Employees' Pension through multiple employers, the history for every employer is required.

Privacy protection

Application data is retained for no more than 24 hours after first storage.

Review the deletion and retention rules for personal information.

Read the Privacy Policy

Not used for facial recognition

MIGIGO may not use your personal information for facial recognition, biometric identification, AI training, or other unrelated purposes.

Delete it immediately from My info

You can immediately delete personal information from My info.

Automatically deleted after 24 hours

In-progress application data is deleted no later than 24 hours after first storage. After final confirmation, MIGIGO's copy of the application data and confirmed PDF is also deleted after 24 hours, and redownload is not guaranteed.

Start your application

Ready to start your Japanese pension refund with MIGIGO?

Start your refund application